It can be challenging to sell a home you’ve enjoyed for many years. However, it‘s helpful to keep an eye on the road ahead so you’ll understand how your life and needs may change as you age, and you can map out a plan for your golden years. Cashing in on the equity you’ve built over the years and downsizing can be a fantastic way to give your retirement a strong send-off and an overall better quality of life. Changing homes and creating more available income puts you in the driver’s seat, allowing you to be in control of your future and make plans to begin living the way you want for the long term.
As lifespans increase and medical costs rise, covering your living expenses becomes more complex, especially for those on a fixed income. Often, family members must take over the care of a loved one and make decisions on their behalf to resolve these financial issues. Selling your home may allow you to eliminate or significantly reduce your debt, providing an answer to this financial dilemma. Read on as we explore five ways retirement changes what you need in a Portland home.
Retirement changes what you need in a Portland home, and retirement communities have considered these needs in their design. In addition, scheduled group activities provide a feeling of belonging, and strong friendships often form among residents enjoying these gatherings. There are various options available under this category of communities, depending upon your interests, such as those centered around pools, hot tubs, gyms, and even golf courses, lakes for fishing, or a combination of many shared amenities that make the active lifestyle more affordable. Finally, selecting a retirement community that offers assisted living can provide a sense of independence while having all of your needs met in a caring environment.
Often, college and jobs pull our loved ones further from home, and while it’s lovely to visit, it can be difficult to work enough time into your busy schedule to spend the quality time you crave with your children, grandchildren, or other family and friends. However, when you retire, time is suddenly available, a desire to be closer to loved ones is one of the ways that retirement changes what you need in a Portland home.
Caring for a large, empty house can become overwhelming emotionally and physically and is yet another of the ways retirement changes what you need in a Portland home. On the other hand, while empty rooms may be full of precious memories making it difficult to let go of the space, accepting that you have too much house for your needs can help you say goodbye to the property, making moving on a little easier.
Another way retirement changes what you’re looking for in a Portland home is that you need less house. Less house equals less overhead in utilities and maintenance, and these cost savings can be significant. In addition, if you’re struggling to make ends meet, you can cash in on the equity in your home for a better lifestyle in a smaller house with smaller mortgage payments.
Aging in place is not always an option. Retirement changes our prospects, making a move possible when health impacts our lives significantly and changes our daily living requirements. For example, perhaps your home features stairs that you can no longer climb or a swimming pool that you can no longer utilize due to health issues. These changes can also impact those who care for us, as there is more need for assistance in the home and in traveling to doctor’s appointments; closer proximity can ease the stress for our friends and family. With more time to spend doing the things you enjoy together with family and friends, you can look forward to a brighter tomorrow and leave your worries behind.
You can rely on the professional investors at Shona Buys Houses, with years of experience, who understand how retirement changes what you need in a Portland home. You can rest easy tonight by speaking with one of the direct buyers at Shona Buys Houses. At Shona Buys Houses, we stop and take the time to listen and thoroughly answer any of your questions about making a direct sale and help resolve any concerns about your circumstances. With no obligation, the direct buyers at Shona Buys Houses will detail what you can expect from listing on the traditional real estate market vs. making a direct sale for cash and closing in a matter of days. You will save time with a direct sale to Shona Buys Houses, you’ll save money because we don’t charge commissions, and there are no fees hidden in our simple, straightforward contracts. Let the experienced pros at Shona Buys Houses help you over any obstacles standing in your way. Contact Shona Buys Houses today at (503) 389-3122 to learn more!